University Letter

UND's faculty and staff newsletter

Nov. 3: Annika Caldwell author signing at Ferguson Books

Annika Caldwell will be at Ferguson Books and More, 1720 S. Washington, for a book signing on Nov. 3 from noon to 2 p.m. Caldwell is a financial coach and has written a book called Twenty Three & Debt Free.

How can you make traction? What expense(s) is consuming your paycheck? What can be done to allow you to take control of your finances? How can you achieve financial freedom? You might have thought about these questions or even fought with your spouse over them. We have! With almost $100,000 in debt and a baby on the way, Annika and her husband knew they needed to find a way to reign in their home expenses and pay off their debt. In 23 & Debt Free, Caldwell tells the story of their debt-free journey including tips and insight on how to cut costs. From shopping around for the best deal to completing home repairs yourself, these tips are not difficult but they will give you the tools to change your everyday behavior in order to achieve financial freedom.